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So lets talk a little bit about the collateral file. The loan file, the origination file. Called many different things. The collateral file is essentially the note, the mortgage, any assignments or allonge, along with the title policy. This is what youre buying when youre buying a loan. You are investing in those documents. They are extremely important to have. We can kind of go into a little bit of what they are. The difference between allonge, an assignment, a mortgage and a note. But lets also look at some of the other contents of the file. You will have whats called some people call it the loan file or the origination file. This, this is what happens prior to the loan being generated. This is going to contain your loan application, your credit report, you know, all the disclosures to keep you in compliance with the government or, you know, Dodd-Frank. Youll also find in the loan file. Youll find the appraisal, any sort of inspection stuff along those lines. So this all happ
