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A web or graphic designer retainer agreement is a contract between a design specialist and a client, outlining the terms of services and payment details. Using a retainer provides benefits such as guaranteeing the designer's availability and aiding with upfront costs. The retainer may cover part or all of the estimated service charge. If the designer requires more time, the client will be billed for any additional costs. Conversely, if the work is completed before the retainer is exhausted, unused funds should be refunded to the client unless specified otherwise in the agreement. Essential elements in the contract should at least include the names of the parties involved.