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When safety and liquidity are priorities for managing your money, it's crucial to find accessible options that still yield substantial interest. Traditional options like bonds, money market, and savings accounts typically offer low interest rates, forcing a trade-off for safety of principal and access to funds. Takeno Financial helps clients earn up to 10.5% interest with no downside risk and complete liquidity via Modified Endowment Contracts (MECHs). A MECH is a life insurance contract designed for maximum cash accumulation. Despite being available since 1988, MECHs have often been associated with high fees and surrender charges, which hinder liquidity, leading to limited use among investors.