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When prioritizing safety and liquidity for your money, traditional options like bonds, money market, and savings accounts often provide low interest rates. At Takeno Financial, clients can earn up to 10.5% interest without downside risk through modified endowment contracts (MECHs). A MECH is a life insurance contract designed for maximum cash accumulation. Although MECHs have been available since 1988, they were often burdened with high fees and surrender charges, making liquidity a challenge. Consequently, MECHs were primarily utilized by a limited audience.
