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The video discusses the format of a hardship letter to improve the chances of a quick financial hardship verification review. The goal is to clearly convey your genuine financial hardship to the bank's processor or negotiator, linking it directly to your default. Key formatting tips include keeping the letter to one page maximum—ideally, less than a full page—since lender representatives handle multiple files and lack the time for lengthy letters. The focus should be on clarity and conciseness to facilitate moving to the next phase of the process.
