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hey everybody welcome back to another episode of the better world breakdown where we break down quotes ideas and thoughts from around the world to help you live a more intentional life and on todays episode were going to be talking about the mech or some people call it the modified endowment contract we have we have a lot of questions around the tax-free benefits how it works um how we design mechs because theres a lot of people that have different viewpoints and this is this should be a very fascinating episode and technical episode without further ado dan what what we got here well what we have is the modified diamond contract you said that that correct its a its a mac and this is a lot uh this goes around a lot in the life insurance space and actually comes from the ir irs at 7702 so if you want to go read the tax code you can read all about life insurance in in 7702 but basically what this is saying is when we design life insurance policies for people if you wanted a million