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so forbearance agreement loan modification agreement mortgage repayment plan three very different ways to protect your home these terms are used interchangeably by banks and servicers who sometimes are trying to trick you and sometimes dont know what theyre talking about and by scammers on the internet who absolutely are trying to trick you so im going to walk you through the three explain why its important to understand that the difference is and then im going to give you some tips at the end were going to start with the repayment plan so the repayment plan is not a repayment of the entire loan thats not what it is a a mortgage loan by itself is a repayment plan you borrow 300 000 you agree to repay it over 30 years thats a repayment plan but the repayment plan when were talking about loss mitigation and mortgage servicing in your home is a repayment not of the total amount outstanding on the mortgage loan but the total amount outstanding that is presently due for this next
