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hey everyone lauren and sierra here from self and today we are going to be answering the question what is selfs unsecured credit limit increase and who can get it for starters unsecured credit is credit that is not secured by a piece of property or a security deposit and heres how it works itself say you paid 300 into your credit builder account and set aside 200 of that for the deposit on your self visa secured credit card when the card is just secured it means you can spend up to 200 on that card using this example once unsecured credit is added to yourself card though your credit limit will be higher than your security deposit so you may have a two hundred dollar security deposit and a 275 dollar credit limit if you keep your card balance low and your credit limit increases it may actually help your credit score since credit usage is a major factor in your score while theres no application and we do not do a hard credit pool for the unsecured credit limit increase we do look at