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Will Roundtree, a FICO certified credit specialist and author, discusses the importance of financial literacy and understanding credit in this tutorial. He emphasizes that his books, *Credit Is King* and *They Don't Tell You About*, are essential resources for anyone seeking knowledge in this area. Roundtree aims to reveal "bank underwriting secrets" that banks don't communicate, which can help individuals improve their chances of having credit applications approved. He invites viewers to join him on this educational journey to better manage their finances and access money effectively.