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hello and welcome back to car rental university im your host alex witherow today were going to talk about dealing with insurance in private agreements i know we had talked about this previously before i get into this click below grab the pdf the five things you must do before starting a car rental business a lot of great information in there so this is a little tricky um as ive mentioned in previous videos i i like doing private agreements on occasion um id like to have maybe one or two i used to run or manage about four or five different private agreements with drivers frankly that just gets exhausting um youre constantly fielding questions and texts and uh from you know drivers and um i i dont for my taste i dont like having that many private agreements but im fine with like one or two especially if theyre good people you know theyre not giving you any trouble um so my feeling is this um you know in terms of insurance um and ive made this mistake before so what you need t