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The tutorial demonstrates how to create a personal loan agreement using DocHub PDF format. Users can select their preferred format from options like Microsoft Word or rich text format. The process begins by filling a template where users can enter specific details such as the effective date of the agreement, the borrower's name (Johnny Appleseed), and their address. The agreement stipulates the lender (Nancy Appleseed), also residing at the same address, and includes a repayment term of one year for a loan amount of $10,000. The tutorial emphasizes the ease of using the fillable form to complete the agreement with necessary information.