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Hi everyone and welcome back to The Independent Dollar as we close out our January Retirement and Savings Series. If youre joining us for the first time, we make new videos each week on personal finance topics in a way that is straightforward and easy to understand. Today were going to be showing you a few different ways you can access money in your Locked-In Retirement Account prior retirement. Typically, a Locked-In Retirement Account, also referred to as a LIRA, is not accessible until you turn 65. Even then, youre restricted to how much you can take out each year. However, there are a few situations in which you can access your money sooner and today we are going to explore 5 possible ways you can do this. FIRST UP IS UNLOCKING 50% Once you turn 55, unlocking a LIRA can be a great option. Essentially, unlocking it refers to converting the LIRA into a LIF Account. A LIF is very similar to a RRIF, which basically starts to automatically pay you an income every year. Here is where