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In this YouTube video from the ET Money channel, the host discusses the often negative perceptions of Unit Linked Insurance Plans (ULIPs) compared to other tax-saving products like NPS, EPF, PPF, Sukanya Samriddhi, and ELSS. Despite initial skepticism among the team regarding ULIPs—citing high charges, low insurance coverage, limited fund options, and poor performance—the research revealed a more nuanced understanding of the product. The video aims to dispel common misconceptions about ULIPs and provide accurate information to help viewers re-evaluate their perspectives on these financial instruments.