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In this North Carolina real estate tutorial, the focus is on the definition of a deed of trust. It is described as a security instrument involving a borrower who pledges real estate as collateral for a promissory note. In simpler terms, if someone borrows money to purchase a home and fails to repay, the lender has the right to foreclose on the property. The speaker emphasizes that if payments are not made, the borrower cannot keep the house. This concept is summarized with the phrase, "if you don’t pay, you don’t stay." Additionally, the tutorial clarifies that a deed of trust is different from a deed; the former is related to securing a loan, while the latter represents legal title to a property.
