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Bookkeeping doesn't have to be expensive or complicated. You can create an effective bookkeeping system using free tools like Google Sheets or Excel. This approach is especially useful for small business owners and bookkeepers managing client accounts. Although programs like QuickBooks and Xero are great options, they may not be necessary for beginners or those wanting to understand the basics of bookkeeping first. Using Google Sheets allows you to record transactions and familiarize yourself with bookkeeping needs without a financial investment, making it a practical choice for those just starting out.