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right now so dealing with the Silicon Valley and the bailout thats thats taking place here James uh they use the phrase systemic risk and the decision was made by the FDIC and the Federal Reserve collectively um these are two members out of the 10 members that exist on fsoc the financial stability oversight Council when I hear systemic risk and I and I see these things happening Barney Frank came out and said there was no insolvency as Signature Bank yes he did the father of uh the the co-parent uh Frank uh treat reform and customer protection act uh was the full name an expert on Banking and the laws that apply to Banking and the reserve levels that are safe for banking you would think Barney Frank would be in that group of people uh so who knows I mean it is possible uh that it was not insolvent um and it is possible that what Barney said is true um because you know as I have said uh regardless of your political views Barney Frank had a reputation for being very candid even when he