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pledge finance is looking to disrupt lending and borrowing with a unique approach i havent seen anywhere else they call themselves the worlds leading marketplace for financial nfts and their core products are fixed rate fixed term loans that are different from what other d5 protocols offer but before we dive in a quick disclaimer that this is a sponsored overview video of this project they do have a but i am not telling you to buy it at all in fact given that were in a bear market right now i wouldnt recommend speculating on any small cap altcoin currently but heres the thing you can use their platform to lend borrow and earn interest without holding their at all so thats what i want to focus on in this video to give you a better understanding of their platform and approach to see if you might want to use it alright so at the highest level pledge finance is a decentralized bank but to get more specific there are protocol running on binance smart chain that offers fixed rate fix