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All righty guys, secured transactions. So, generally involve situations where something is bought on credit or they get a loan from a bank. In either case, the debtor obviously owes money to the creditor. So look for situations where they bought property on credit or they got a loan to buy property. Now the security interest is that right in the personal property of the debtor, not real estate, this doesn’t apply to real estate, we’re not talking about garnishing wages or any of that stuff. Security interest gives that creditor the right to seize this particular personal, moveable property from the debtor to satisfy the loan without going to court, which saves you both time and money, okay. So long as you could peacefully repossess the property, that’s what you wanna do. Alright, so again, multiple parties in the fact. Who’s my creditor? They’re either lending the money or selling the property on credit to the debtor. And then the debtor gives to the creditor a security agreeme...
