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the interagency home finance cooperative trio money management international and participating mortgage lenders all have one combined goal to increase affordable and sustainable home ownership opportunities to accomplish this goal they have partnered together to extend credit and create solutions for potential homeowners who typically find themselves in the gap between renting and home ownership the process starts with the members of the interagency home finance cooperative who are government housing and finance agencies providing affordable home ownership programs in their local markets participating mortgage lenders provide regular mortgages as well as affordable mortgages coupled with down payment assistance to potential homeowners if the customer qualifies for a traditional home mortgage the participating mortgage lender offers them that mortgage and turns them into a new homeowner if the customer does not qualify for a traditional home mortgage then the participating mortgage len
