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This video tutorial explains how to properly fill out a Request for Verification of Employment (VOE) for a mortgage lender. It emphasizes the importance of this document in the mortgage underwriting process, particularly to prevent fraud. The VOE must be sent directly from the employer or HR department to the lender, and should not be transmitted through the applicant or any third party. The video stresses that the verification should be communicated via secure methods like fax, email, or a secure link, ensuring that it does not come from the borrower themselves or any individual involved in the application.