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[Music] and we are recording all right well thank you everyone for joining to creditor Academy class once again today uh today marks the start of our third course where well be exploring more of the details of the non UCC but really the treasury banking system itself uh that Patricks described so eloquently as well as establishing a UCC contract trust account um and additionally we will Co continue to cover the crucial topic of performance and payments bonds which is Essential Knowledge for anyone looking to navigate the monetary system as an individual Banker uh its important to note once again that while I am your guide in this course I am not the originator of this information the insights we will explore have been brought to light by the great Guru po Patrick Divine his tireless re search and dedication led him to uncover a remedy for freeing oneself from the monetary system after 9 years in over 5,560 documents Patrick Devine discovered the key to Liberation in 2016 then he dis