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shopping for health insurance is a big decision but asking the right questions can make it a lot easier when it comes to health coverage everyone has different needs and preferences understanding the features of a health plan can help you pick the right match for you lets start with the kind of plan you want is it important for you to see doctors out of network or without referrals if so you may want to look into PPO plans if its not a top priority then you may want an HMO youll pick a primary care physician to coordinate your care and get a network of providers to choose from trying to save money opt for a plan with a higher deductible that can be used with a health savings account to save tax-free dollars for qualified medical expenses or look for a land with a tiered Network youll save when you visit certain doctors and hospitals this works best if your providers are already in the lowest cost tier or if you dont mind switching once you figure out a plan type youre halfway the
