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Certificate of Insurance if youre a business owner looking for a Certificate of Insurance watch this informative video it looks at certificates of insurance what they are how to get them cost and more what is your Certificate of Insurance a Certificate of Insurance or COI is a statement of coverage issued by the company that ensures your business usually a COI provides a summary of your business coverage including what types of insurance you have and what limits you carry a Certificate of Insurance serves as verification that your business is indeed insured clients vendors landlords and Others May request a COI as a condition of doing business with you how much does a certificate of insurance cost certificates of insurance are usually free but you need to have purchased the underlying insurance policies required for the work that youll be doing what does a Certificate of Insurance typically include the policy holder on a COI is the insured other basic information on a Certificate of