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This tutorial shows how to create a personal loan agreement using a fillable Adobe PDF form. The agreement includes details such as the date, borrower's information, repayment terms, and loan amount. In this example, Johnny Appleseed is lending $10,000 to his wife Nancy Appleseed, with a one-year repayment period. The form can be customized and saved in different formats, making it easy to create a legally binding contract.