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so most of my um so most of the people who tune into my videos uh tend to be from Canada for some reason uh but this particular video is specifically aimed at uh Brits because Im going to be talking about sips or self-invested personal pensions so just probably about nine months ago now I decided that I would um get myself a sip uh so the the main reason I did that is uh I I joined an organization that would only allow me to put a limited amount into my um into my Works pension and I felt Im not that far away from retirement now so Id like to put a bit more in and I wasnt allowed to do it in my work pension so what a sip allows me to do is to increase the amount that I uh pay towards a pension now the way the the way in the UK the way your tax works is if you contributes to a Works pension that comes out basically at source so that its not class as earning so you wont pay tax on that amount um so so to get an equivalent state with uh self- arrested pension what happens is you wil
