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The text discusses the concept of Employee Stock Purchase Plans (ESPP) where employees can buy company stock at a discounted rate. The speaker recommends taking advantage of ESPPs as they function similarly to receiving free money in a 401k. It is advised to hold onto the company stock for a period of time before deciding to sell it for other investments. The discounted purchase price and timing of buying the stock are important factors to consider when participating in an ESPP.
