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[Music] welcome to this and welcome to the show [Music] good morning good afternoon good evening and good night wherever you are in the world this is navlette on this and that channel and a very welcome back today we're going to look at promissory notes and we're going to hear a recording which is not very clear from the late lord daniel stating promissory notes should be treated as cash then the video goes on with a conversation between a number of gentlemen and a bank manager which demonstrates that these bank managers are all a bunch of exchanges [Applause] my law has yes [Music] [Music] foreign [Applause] [Music] intentions [Music] because everything is marked in risk it doesn't happen because people just wouldn't accept it would you you wouldn't accept it so effectively exactly [Music] that's why we that's why we move into [Music] is [Music] is [Music] promissory note that they've made they've done it correctly etc you know they've gone to the counter obviously the bank tellers l...