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So there's lots of different factoring companies out there and most times the contracts can be different, to very different. What are the things you need to look out for if you're looking at getting factoring in the contracts. What should you be aware of? Great questions so many things to be concerned with and I think, ultimately that's really where the differences in good companies versus bad companies come from is the actual contract. So I would start with in the specific contract the prepayment penalty and how long you're locked in for. I know you've seen that many times in competitors. Yeah, I mean what we've seen with the prepayment penalties is there are companies that their general approach is to try to keep these companies for a long long time, past the time that that company should probably graduate on. And they try to keep them around through these prepayment penalties. The better companies the companies, that are really looking out for those clients, are the ones that have...
