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[Music] foreign [Music] podcast my name is Will I Am a former Apple Creator I've worked at Apple for over 11 years and we had a request from someone which I thought was great we have worked on a couple of budget templates already we worked on how to create a budget just simply from scratch and then going into detail how to use different sheets well I wanted to do two of the templates that I found here on numbers that I think would be great to use if you don't want to go through all the steps of creating a template and they're honestly very easy so there's gonna be one that's like a little more simple and there's one that's called personal budget if you look under personal finance you will see the section right here for stocks shared expenses school Savings different things like that so you have a lot of different things we're going to focus on the two here called Simple budget and personal budget so I'm going to open up this in simple budget so I'm going to double click and then opens...