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so be good to understand how to sort of you know assess bridging loan based financials and if your spreadsheet helps with that that would be very kind all right okay the benefits of using bridging is that uh it's it's quick you can buy stuff quick and it doesn't have to be mortgageable so if you're looking for a refurbishment project that's uh that's what bridging is for they know exactly what they're lending on unlike well mortgage lenders but i guess you know the the benefits of of bridging by now and i i'm not a bridging lender so i'm just an investor like yourselves i'm doing projects and i i found that well when it comes to bridging there are certain costs and it's not always clear what is the actual total cost of of taking out that loan and that was really the intention of of creating that well small calculator i mean it's just a one pager but it gives you that well that certainty of well this is the actual cost of that loan and can i get should...