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what is unit link life insurance now unit link just like the name suggests is a permanent product however it is linked to the performance of the units in the policy so job premium is broken into two components cost of insurance which will pay for the death benefit and some portion will go towards savings now these savings are usually invested into what we called mutual funds where units are purchased whence these units are purchased the investment is done and every month the units will be cut depending on what the cost of insurances so well lets say I pay a hundred dollars a hundred dollars gets invest into these mutual funds the mutual funds would then be performing at a certain growth field and every month the insurance company will be deducting units to pay for the cost of insurance this is what they call a unit linked life insurance policy its a permanent life insurance policy however it is can be variable just like the variable universal life if youve liked this video please sh
