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hi my name is hayden rhode and in todays video ill be breaking down exactly how financial aid works in the united states college and university system the first thing i want to do is break down financial aid into three distinct types of aid the first type is going to be need-based financial aid this can come from either the federal government state governments or the college or university you applied to and were accepted to the second type is going to be what i call merit-based aid this could be either athletic scholarship or academic scholarships coming from the calgary institution you were accepted to and the third type that were going to discuss today is going to be outside scholarships these are going to be the scholarships that you apply to that are outside of your college or institution giving you money and outside the federal or state government giving you money all right so the place were going to start first is going to be that need-based financial aid category so these ar