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hello there here at Nord we know that choosing a health insurance plan can be confusing and especially difficult for those struggling with a rare disease please know that you are not alone weve made this series of videos to help you through the process each video will walk you through the questions you should ask when choosing a plan the first question you should ask is what does the plan cover insurance sold to individuals and small businesses must cover 10 essential health benefits any plan you buy whether through your states health insurance marketplace or not will pay for emergency services hospitalization laboratory tests maternity and newborn care mental health and substance abuse treatment out patient care such as doctors and other services you receive outside of a hospital pediatric services including dental and vision care prescription drugs preventive services such as immunizations and mammograms management of chronic diseases such as diabetes and rehabilitation services b