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A web or graphic designer retainer agreement is a contract that outlines the terms of services and upfront payment between the specialist and client. Retainers ensure availability for the client and assist with upfront costs. The retainer covers a portion or total estimated service charge, with any additional costs billed to the client if more time is needed. Unused funds should be returned to the client unless non-refundable terms are specified. Key elements to include in the contract are names, services provided, payment details, and terms of agreement.