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Wire transfers are commonly used in real estate transactions, with funds sent from the client's bank to the title company's bank through the Federal Reserve. These transfers meet the Colorado good fund statute, with funds considered immediately available upon deposit. Accuracy of bank and account information is crucial for safety and efficiency. Most domestic wires are completed within 2-4 business hours, with the wire passing through the OFAC and Federal Reserve before reaching the receiving bank. Different banks have varying requirements, so clients must be informed.
