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hi I'm Evan Carmichael welcome to an edition of ask Evan today we're going to answer a question from a newsletter reader Jay who's trying to raise money for his business and wanted some advice on how to structure it so it's a long email so I'll just kind of summarize it he has a new idea he has investors lined up and they're waiting for him to get back to them with a proposal of you know what to do he doesn't want to give up equity and he doesn't want to hire a lawyer to structure everything I wanted my advice and what to do so thanks for the question Jay I think it's a challenge a lot of entrepreneurs go through is how to structure deals to fund their business the three most common ways the first is to give up equity so you give a percentage of your business or the cash injection and sounds like that's not what you want to do so that's fine the second common way is just a straight loan so they give you X amount of dollars and you agree to pay it back over a period of time and then th...