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foreign counterpart Lee launching a linkage between Indias leading payment system UPI and Singapores pay now a similar instant payment platform mobile phones say s foreign this is Indias first payment systems linkage that allows real-time cross-border payments though its Singapores second Indians with family members living in Singapore can now send them Indian rupees converted to Singapore dollars in a matter of seconds Indians can also now instantly receive money from Singapore which accounts for 5.7 percent of all remittances to India cross-border retail payments and remittances between Singapore and India amount to over 1 billion US dollars annually its also the worlds first such linkage to feature cloud-based infrastructure and participation by non-bank financial institutions UPI transactions hit a record high of over 8 billion transactions worth almost 13 lakh crore in the month of January which was up 74 from a year ago and UPI is the leading payment system in India there