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the solution for the six on pool first thing we need to do is work out our growth on the opening bell ends so what were going to do is were going to say equals whatever the opening balance is multiplied by a net return expected put my dollar signs Im going to copy paste it down the second is the savings on a growth on our current savings so how much we put in each year so were going to assume that its evenly putting through the year so were going to say take the current savings x expected return with the dollar signs on but / to copy paste it all the way down and our closing balance is already doing it correctly what we then want to do is work at our annual expenses now annual expenses only when we in retirement must be worried about it so Im going to come here and build the formula here first so what were going to say is equals if so were going to click on the cell here and say is that cell bigger than 0 so it will only happen when we in retirement if it is take whatever is
