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hi there im jimmy versalino trusted advisor goldwater bank mortgage division and today im going to talk with you a little bit about the construction to perm process what it is how it works and what to expect on this journey that youre about to embark on okay so you want to build a home thats awesome you want to do some renovation thats amazing right but the first thing that we need to talk about is getting you pre-qualified for the renovation process or construction loan right so i think theres some you know some confusion perhaps on on what this loan is and and how it works and thats my mission today is to really uh try and spend some time with you here and explain all of that explain how it works explain what to expect right and explain how it all comes together so youve probably heard of this term before but im going to write it down and thats c2p okay that stands for construction to perm think construction of the home right or the loan is a construction loan and then it c