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[music] Hello, and welcome to the University of Virginias Hard Waiver Health Insurance Program. At first, especially for newly enrolled students, submitting a health insurance waiver might seem overwhelming. But no need to worry, because weve been there, too. Thats why well help you through the process of submitting an application to waiver off the UVA Aetna Student Health Insurance plan. Review the hard waiver requirements at: before you begin submitting your waiver application. All hard waiver health insurance decisions are submitted online at: .uvastudentinsurance.com. Now that youre on the .uvastudentinsurance.com website, lets begin. Feel free to keep this video open while securing your account. On the right-hand side is the Enroll/Waive Box. This is where you will begin your health insurance decision. Step 1: Under Student Information is a drop box with two answers Please select either Domestic or International St