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Hale I structured a private money loan for one of my students this past week for a rehab project they were buying for a flip project and I just wanted to talk to you a little bit about how we structured that loan because of some fees the lender was asking for upfront that the student didnt have to pay upfront out-of-pocket so what we did is we just wrap those fees into the loan we were getting from the private money lender in the amount we were asking for for purchase so we use private money the purchase price was 43110 and 23 cents that purchase price and closing costs because if you watch my videos you know if you buy a house for forty thousand thats great and all but you have transfer tax you have title insurance you have lent closing fees so you have other fees that go along with that so this was their all-in cost purchase price and closing cost but then they also have to pay other fees upfront that couldnt be paid when they sold the property at the end they had to pay a bird do
