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hello my name is katie wontock agriculture agent for uw madison division of extension in dunn county today were going to be talking about working with your lender low commodity prices and increasing debt levels are placing some farmers in serious financial distress this video series will discuss how you can work with your lender from learning about the six cs of credit the lender may consider during your loan application to identifying steps to complete your loan application and establish a relationship with your lender a lenders primary interest is in whether or not youre likely to fulfill the requirements of a credit agreement when a creditor lends you money he or she does it with the expectation of earning a profit which is unlikely to happen if theres a good possibility that youll default on the loan the lender will be more willing to act favorably on your loan request if you can be viewed as someone who will make a full and timely repayment because theyre human as well as