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is your lender requiring you to set up an escrow account do you even know what an escrow account is today we're going to go over why you're going to be likely required to set up an escrow account and how you can avoid it if you don't want to this is shahidah hill getting you over the hill to home ownership and helping you confidently buy your first home i was at a recent closing and i was on the seller side but the buyers asked the closing attorney what's an escrow as she was going over the amounts that they had to escrow with their mortgage payment so i want to go over exactly what it is and why you're required in most cases to set up an escrow account with your lender so your escrow account will include more than likely your taxes that are required by either your state your county or city for you to pay and your homeowners insurance is going to include those two things the reason why the lender wants you to pay those with your mortgage payment is because they want to make sure you a...