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When closing a seller financed real estate deal with a deed of trust, three key documents are involved: the deed, the promissory note, and the deed of trust. The deed transfers ownership to the buyer, while the note outlines the loan terms. The deed of trust, recorded at the county level, acts as a lien on the property until the loan is paid off. The trustee, a third party, oversees the process, often a title company or attorney.
