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welcome in hello everyone my name is gordon feener and i am an attorney located in boston massachusetts with the satellite office in stoneham mass during the course of this informational video id like to focus on the issue of non-waiver agreements and reservation of rights letters in connection with homeowner insurance claims this informational video is in a series of informational videos concerning the homeowner insurance law policy before i begin discussing the subject matter of this informational video id like to briefly summarize my background i have been in business as an attorney for more than 30 years providing legal services with a concentration in homeowner in property related claims prior to starting this office i worked for approximately 20 years in the insurance industry as an adjuster senior adjuster and senior property claims examiner supervising the adjustment of property claims by both staff and independent adjusters this video will focus on the issue of non-waiver a