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hey everyone today we're going to talk about the lira the locked in retirement account how it's a little bit different from the rsp and how it fits into your retirement plan let's go behind the vault [Music] hey everyone angelo mancios behindthevault.net so today we're going to talk about the lira it's a special type of rsp account that has a few slight differences we've come across this many many times and questions i get are well how does this work and fit into my retirement plan so let's break this down alira is a lot like an rrsp account the rsp is a tax deferral tool that's typically used for retirement savings where you can take some income in one year not pay the tax on it yet grow that money and then when you pull it out that's when you get taxed on it and hopefully when you do it it's at a lower tax bracket well the literal works very similar to that but it's the source of where the assets come from typically a lira will come from an employer pension plan so when you leave a...