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a bank where they lend money wants to protect their position that their principle objective is a nation they should receive repayment of the loan and the interest on the due dates without any risk at all that's what a bank wishes to achieve because of this they believe they have a legitimate right to interfere with the company's business to ensure that the risk profile isn't changing that's what they're going to try and do a borrower on the other hand has a completely different interest they want as little interference from the bank as possible if you're a borrower once you borrow the money you don't want to hear from the back again ideally you don't want any constraints on your freedom to manage the company as you would want about it and you don't want to have your time wasted by the bank getting in touch and telling you to do things and so on say the part is start a very long way apart where they end up in the middle depends entirely on the state of the capital markets back in 2007...