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The global economy is struggling due to the coronavirus pandemic, with low GDPs and many job losses. Investors are seeking bright spots amidst the challenges, with a new wave of the virus causing shutdowns in places like Melbourne. Banner Asset Management recognizes the impact on the real estate sector. Investors are focusing more on risk and return, with a slight shift towards less risky products for slightly lower returns. The company is offering a broader range of products, including a lower loan-to-value ratio option.