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I want to talk to you a little bit about background checks and what your rights are when a background check report is performed on you under the Fair Credit Reporting Act a consumer report includes a report about you that touches upon your creditworthiness credit standing and your propensity to pay your bills but it also includes information regarding your character your general reputation your personal characteristics and your mode of living thus information that's on a background check is actually covered by the Fair Credit Reporting Act and when you go for employment and a background check is going to be performed on you you have certain rights first of all an employer or potential employer must get your express written consent to perform a background check on you that is they have to have you sign something and what they have you signed cannot have any extra language on it such as something that waives your rights under the law or tells you that you can't sue somebody if this info...