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hi it's Patti her shop marketplace so if you find yourself in a hole of debt like this / fella here there are a couple of things you need to do firstly reduce your expenses secondly increase your income either by selling some stuff or maybe by getting another job but if you've cut your expenses to the bone if you work on all the arts that God sends but maybe what you need to do is go to the bank and ask for a restructuring so here's how a restructuring works imagine a large family living in a big house in the country this house is so big it's got two wings on it all right my mum and dad say to themselves one day look we can't afford to be running this house like this all right there's the expense of the electricity there's the heating there's all the maintenance we just can't handle it so what they decide to do is restructure by closing the two wings and moving everybody who lives in there into the main building that's a bit of a squeeze in there and I but at least they can afford to...